Terms of Use

Last updated: October 2026

By accessing aureumlend.com you agree to these terms. Aureum Lend provides a matching and escrow facilitation service for gold-backed Pay Plans. We are not a bank or deposit-taking institution.

Nature of Service

Aureum Lend facilitates arrangements in which a lender temporarily acquires gold from a borrower, with the gold held in escrow (RBC bank vaults) until the borrower completes a fixed payment plan to repurchase the gold. This is not a traditional loan product.

No Offer or Commitment

Information on this website, including calculators and application forms, is for general informational purposes only. Nothing constitutes an offer, solicitation, or commitment. All arrangements are subject to personal evaluation, authentication of collateral, and execution of definitive agreements.

Eligibility and Compliance

Users must be 18 years or older and comply with applicable Canadian federal and provincial laws. Rates are structured to remain below the criminal interest rate under Criminal Code section 347. Provincial licensing and consumer protection rules may apply.

Limitation of Liability

Aureum Lend is not responsible for fluctuations in the price of gold, delays in shipping or authentication, or decisions made by individual lenders. Final terms are governed solely by the definitive agreement signed by the parties.

Governing Law

These terms are governed by the laws of Canada and the province in which the user resides.